Frisco vs Topeka
Cost of Living Comparison · 2026
Frisco
Topeka
The Verdict
Living in Topeka costs 38.6% less than Frisco. To match the purchasing power of a $75,000 salary in Frisco, you would need $54,130 in Topeka.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $54,130 in Topeka.
Conversely, $75,000 in Topeka equals $103,916 in Frisco.
Living in Frisco vs Topeka
Housing Costs
Frisco's housing index of 142 is higher Topeka's 55, translating to median home prices of $500,000 vs $175,000. The $325,000 difference in home prices means roughly $21,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $900/mo in Topeka, a monthly difference of $1,000.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 98 in Topeka. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $466/month in Topeka. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 97 in Topeka. Monthly utility bills average approximately $396 in Frisco vs $388 in Topeka. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 96 in Topeka. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $55,500 in Topeka. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $66,867 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,295/month in Topeka. In Frisco, median rent of $1,900/mo fits within this budget. In Topeka, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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