City Comparison

Frisco vs Sugar Land

Cost of Living Comparison · 2026

Frisco

Texas
115
Above Average
$500,000
Median Home
$1,900/mo
Median Rent
$126,048
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

4.5%

Living in Sugar Land costs 4.5% less than Frisco. To match the purchasing power of a $75,000 salary in Frisco, you would need $71,739 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Frisco
128
Sugar Land
Groceries
99
Frisco
99
Sugar Land
Utilities
99
Frisco
96
Sugar Land
Transportation
106
Frisco
101
Sugar Land
Healthcare
100
Frisco
96
Sugar Land

Salary Equivalence

A $75,000 salary in Frisco has the same purchasing power as $71,739 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $78,409 in Frisco.

Living in Frisco vs Sugar Land

Housing Costs

Frisco's housing index of 142 is higher Sugar Land's 128, translating to median home prices of $500,000 vs $456,000. The $44,000 difference in home prices means roughly $2,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,625/mo in Sugar Land, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 99 in Frisco and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 96 in Sugar Land. Monthly utility bills average approximately $396 in Frisco vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Frisco and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $126,048 in Frisco and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $2,996/month in Sugar Land. In Frisco, median rent of $1,900/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Sugar Land is 4.5% more affordable overall with an index of 110 vs 115.
A $75,000 salary in Frisco has equivalent purchasing power to approximately $71,739 in Sugar Land, based on the cost of living difference.
Frisco's housing index is 142 with median homes at $500,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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