City Comparison

Frisco vs Sterling Heights

Cost of Living Comparison · 2026

Frisco

Texas
115
Above Average
$500,000
Median Home
$1,900/mo
Median Rent
$126,048
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

17.3%

Living in Sterling Heights costs 17.3% less than Frisco. To match the purchasing power of a $75,000 salary in Frisco, you would need $63,913 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Frisco
87
Sterling Heights
Groceries
99
Frisco
99
Sterling Heights
Utilities
99
Frisco
102
Sterling Heights
Transportation
106
Frisco
107
Sterling Heights
Healthcare
100
Frisco
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Frisco has the same purchasing power as $63,913 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $88,010 in Frisco.

Living in Frisco vs Sterling Heights

Housing Costs

Frisco's housing index of 142 is higher Sterling Heights's 87, translating to median home prices of $500,000 vs $300,000. The $200,000 difference in home prices means roughly $12,996 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,175/mo in Sterling Heights, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 99 in Frisco and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 102 in Sterling Heights. Monthly utility bills average approximately $396 in Frisco vs $408 in Sterling Heights. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Frisco and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $126,048 in Frisco and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $71,531 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,636/month in Sterling Heights. In Frisco, median rent of $1,900/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.

Frequently Asked Questions

Sterling Heights is 17.3% more affordable overall with an index of 98 vs 115.
A $75,000 salary in Frisco has equivalent purchasing power to approximately $63,913 in Sterling Heights, based on the cost of living difference.
Frisco's housing index is 142 with median homes at $500,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases