Frisco vs Springfield
Cost of Living Comparison · 2026
Frisco
Springfield
The Verdict
The cost gap between these cities is 47.4%, with Springfield being the more affordable option. A $75,000 income in Frisco has equivalent purchasing power to $50,870 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $50,870 in Springfield.
Conversely, $75,000 in Springfield equals $110,577 in Frisco.
Living in Frisco vs Springfield
Housing Costs
Frisco's housing index of 142 is higher Springfield's 52, translating to median home prices of $500,000 vs $162,000. The $338,000 difference in home prices means roughly $21,972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $925/mo in Springfield, a monthly difference of $975.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 98 in Springfield. Monthly utility bills average approximately $396 in Frisco vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $83,974 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,528/month in Springfield. In Frisco, median rent of $1,900/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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