City Comparison

Frisco vs Round Rock

Cost of Living Comparison · 2026

Frisco

Texas
115
Above Average
$500,000
Median Home
$1,900/mo
Median Rent
$126,048
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

13.9%

Living in Round Rock costs 13.9% less than Frisco. To match the purchasing power of a $75,000 salary in Frisco, you would need $65,870 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Frisco
92
Round Rock
Groceries
99
Frisco
96
Round Rock
Utilities
99
Frisco
109
Round Rock
Transportation
106
Frisco
99
Round Rock
Healthcare
100
Frisco
96
Round Rock

Salary Equivalence

A $75,000 salary in Frisco has the same purchasing power as $65,870 in Round Rock.

Conversely, $75,000 in Round Rock equals $85,396 in Frisco.

Living in Frisco vs Round Rock

Housing Costs

Frisco's housing index of 142 is higher Round Rock's 92, translating to median home prices of $500,000 vs $413,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,400/mo in Round Rock, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 99 in Frisco and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 109 in Round Rock. Monthly utility bills average approximately $396 in Frisco vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Frisco and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $126,048 in Frisco and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $99,505 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $2,345/month in Round Rock. In Frisco, median rent of $1,900/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 13.9% more affordable overall with an index of 101 vs 115.
A $75,000 salary in Frisco has equivalent purchasing power to approximately $65,870 in Round Rock, based on the cost of living difference.
Frisco's housing index is 142 with median homes at $500,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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