Frisco vs Odessa
Cost of Living Comparison · 2026
Frisco
Odessa
The Verdict
The cost gap between these cities is 35.3%, with Odessa being the more affordable option. A $75,000 income in Frisco has equivalent purchasing power to $55,435 in Odessa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $55,435 in Odessa.
Conversely, $75,000 in Odessa equals $101,471 in Frisco.
Living in Frisco vs Odessa
Housing Costs
Frisco's housing index of 142 is higher Odessa's 72, translating to median home prices of $500,000 vs $223,000. The $277,000 difference in home prices means roughly $18,000 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,150/mo in Odessa, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 100 in Odessa. Monthly utility bills average approximately $396 in Frisco vs $400 in Odessa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $86,471 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,715/month in Odessa. In Frisco, median rent of $1,900/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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