Frisco vs Nampa
Cost of Living Comparison · 2026
Frisco
Nampa
The Verdict
Nampa is 9.5% less expensive than Frisco overall. A household earning $75,000 in Frisco would need approximately $68,478 in Nampa to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $68,478 in Nampa.
Conversely, $75,000 in Nampa equals $82,143 in Frisco.
Living in Frisco vs Nampa
Housing Costs
Frisco's housing index of 142 is higher Nampa's 104, translating to median home prices of $500,000 vs $371,000. The $129,000 difference in home prices means roughly $8,388 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,500/mo in Nampa, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $499/month in Nampa. Frisco offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 83 in Nampa. Monthly utility bills average approximately $396 in Frisco vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Frisco and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $70,762 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,734/month in Nampa. In Frisco, median rent of $1,900/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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