Frisco vs Laredo
Cost of Living Comparison · 2026
Frisco
Laredo
The Verdict
Laredo is 40.2% less expensive than Frisco overall. A household earning $75,000 in Frisco would need approximately $53,478 in Laredo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $53,478 in Laredo.
Conversely, $75,000 in Laredo equals $105,183 in Frisco.
Living in Frisco vs Laredo
Housing Costs
Frisco's housing index of 142 is higher Laredo's 81, translating to median home prices of $500,000 vs $190,000. The $310,000 difference in home prices means roughly $20,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,075/mo in Laredo, a monthly difference of $825.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $432/month in Laredo. Laredo offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 107 in Laredo. Monthly utility bills average approximately $396 in Frisco vs $428 in Laredo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $77,927 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,491/month in Laredo. In Frisco, median rent of $1,900/mo fits within this budget. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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