Frisco vs Joliet
Cost of Living Comparison · 2026
Frisco
Joliet
The Verdict
The cost gap between these cities is 21.1%, with Joliet being the more affordable option. A $75,000 income in Frisco has equivalent purchasing power to $61,957 in Joliet.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $61,957 in Joliet.
Conversely, $75,000 in Joliet equals $90,789 in Frisco.
Living in Frisco vs Joliet
Housing Costs
Frisco's housing index of 142 is higher Joliet's 85, translating to median home prices of $500,000 vs $275,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,325/mo in Joliet, a monthly difference of $575.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 101 in Joliet. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $480/month in Joliet. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 94 in Joliet. Monthly utility bills average approximately $396 in Frisco vs $376 in Joliet. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 102 in Joliet. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $88,000 in Joliet. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $92,632 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $2,053/month in Joliet. In Frisco, median rent of $1,900/mo fits within this budget. In Joliet, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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