Frisco vs Johnson City
Cost of Living Comparison · 2026
Frisco
Johnson City
The Verdict
Living in Johnson City costs 35.3% less than Frisco. To match the purchasing power of a $75,000 salary in Frisco, you would need $55,435 in Johnson City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $55,435 in Johnson City.
Conversely, $75,000 in Johnson City equals $101,471 in Frisco.
Living in Frisco vs Johnson City
Housing Costs
Frisco's housing index of 142 is higher Johnson City's 66, translating to median home prices of $500,000 vs $276,000. The $224,000 difference in home prices means roughly $14,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,025/mo in Johnson City, a monthly difference of $875.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 95 in Johnson City. Monthly utility bills average approximately $396 in Frisco vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $65,176 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,293/month in Johnson City. In Frisco, median rent of $1,900/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 76 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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