Frisco vs Hilo
Cost of Living Comparison · 2026
Frisco
Hilo
The Verdict
Frisco is 12.9% less expensive than Hilo overall. A household earning $75,000 in Frisco would need approximately $86,087 in Hilo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $86,087 in Hilo.
Conversely, $75,000 in Hilo equals $65,341 in Frisco.
Living in Frisco vs Hilo
Housing Costs
Frisco's housing index of 142 is lower Hilo's 149, translating to median home prices of $500,000 vs $555,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,575/mo in Hilo, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $708/month in Hilo. Frisco offers a meaningful advantage on everyday food costs, saving roughly $2856/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 218 in Hilo. Monthly utility bills average approximately $396 in Frisco vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Frisco and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $59,621 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,836/month in Hilo. In Frisco, median rent of $1,900/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 119 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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