Frisco vs Hillsboro
Cost of Living Comparison · 2026
Frisco
Hillsboro
The Verdict
Living in Frisco costs 10.2% less than Hillsboro. To match the purchasing power of a $75,000 salary in Frisco, you would need $83,478 in Hillsboro.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Frisco has the same purchasing power as $83,478 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $67,383 in Frisco.
Living in Frisco vs Hillsboro
Housing Costs
Frisco's housing index of 142 is lower Hillsboro's 175, translating to median home prices of $500,000 vs $533,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,725/mo in Hillsboro, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 99 in Frisco and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $513/month in Hillsboro. Frisco offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 96 in Hillsboro. Monthly utility bills average approximately $396 in Frisco vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Frisco and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $126,048 in Frisco and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $83,359 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $2,490/month in Hillsboro. In Frisco, median rent of $1,900/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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