City Comparison

Franklin vs Springdale

Cost of Living Comparison · 2026

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

The Verdict

59.8%

Springdale is 59.8% less expensive than Franklin overall. A household earning $75,000 in Franklin would need approximately $46,942 in Springdale to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
230
Franklin
86
Springdale
Groceries
100
Franklin
97
Springdale
Utilities
97
Franklin
93
Springdale
Transportation
90
Franklin
91
Springdale
Healthcare
91
Franklin
82
Springdale

Salary Equivalence

A $75,000 salary in Franklin has the same purchasing power as $46,942 in Springdale.

Conversely, $75,000 in Springdale equals $119,828 in Franklin.

Living in Franklin vs Springdale

Housing Costs

Franklin's housing index of 230 is higher Springdale's 86, translating to median home prices of $750,000 vs $299,000. The $451,000 difference in home prices means roughly $29,316 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Franklin compared to $1,000/mo in Springdale, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 100 in Franklin and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $475/month in Franklin vs $461/month in Springdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Franklin and 93 in Springdale. Monthly utility bills average approximately $388 in Franklin vs $372 in Springdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Franklin and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,200 in Franklin and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,036 and $71,379 respectively. Franklin residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,758/month to housing in Franklin vs $1,449/month in Springdale. In Franklin, median rent of $1,850/mo fits within this budget. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 144 index points — focus your budget analysis there.

Frequently Asked Questions

Springdale is 59.8% more affordable overall with an index of 87 vs 139.
A $75,000 salary in Franklin has equivalent purchasing power to approximately $46,942 in Springdale, based on the cost of living difference.
Franklin's housing index is 230 with median homes at $750,000, while Springdale's is 86 with median homes at $299,000.

Moving & Relocation Resources

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