Franklin vs San Antonio
Cost of Living Comparison · 2026
Franklin
San Antonio
The Verdict
Living in San Antonio costs 54.4% less than Franklin. To match the purchasing power of a $75,000 salary in Franklin, you would need $48,561 in San Antonio.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Franklin has the same purchasing power as $48,561 in San Antonio.
Conversely, $75,000 in San Antonio equals $115,833 in Franklin.
Living in Franklin vs San Antonio
Housing Costs
Franklin's housing index of 230 is higher San Antonio's 78, translating to median home prices of $750,000 vs $250,000. The $500,000 difference in home prices means roughly $32,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Franklin compared to $1,200/mo in San Antonio, a monthly difference of $650.
Grocery & Food Costs
Grocery expenses index at 100 in Franklin and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $475/month in Franklin vs $442/month in San Antonio. San Antonio offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Franklin and 96 in San Antonio. Monthly utility bills average approximately $388 in Franklin vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 91 in Franklin and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $118,200 in Franklin and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,036 and $59,356 respectively. Franklin residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,758/month to housing in Franklin vs $1,246/month in San Antonio. In Franklin, median rent of $1,850/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 152 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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