City Comparison

Franklin vs San Antonio

Cost of Living Comparison · 2026

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

54.4%

Living in San Antonio costs 54.4% less than Franklin. To match the purchasing power of a $75,000 salary in Franklin, you would need $48,561 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
230
Franklin
78
San Antonio
Groceries
100
Franklin
93
San Antonio
Utilities
97
Franklin
96
San Antonio
Transportation
90
Franklin
101
San Antonio
Healthcare
91
Franklin
95
San Antonio

Salary Equivalence

A $75,000 salary in Franklin has the same purchasing power as $48,561 in San Antonio.

Conversely, $75,000 in San Antonio equals $115,833 in Franklin.

Living in Franklin vs San Antonio

Housing Costs

Franklin's housing index of 230 is higher San Antonio's 78, translating to median home prices of $750,000 vs $250,000. The $500,000 difference in home prices means roughly $32,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Franklin compared to $1,200/mo in San Antonio, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 100 in Franklin and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $475/month in Franklin vs $442/month in San Antonio. San Antonio offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Franklin and 96 in San Antonio. Monthly utility bills average approximately $388 in Franklin vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Franklin and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $118,200 in Franklin and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,036 and $59,356 respectively. Franklin residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,758/month to housing in Franklin vs $1,246/month in San Antonio. In Franklin, median rent of $1,850/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 152 index points — focus your budget analysis there.

Frequently Asked Questions

San Antonio is 54.4% more affordable overall with an index of 90 vs 139.
A $75,000 salary in Franklin has equivalent purchasing power to approximately $48,561 in San Antonio, based on the cost of living difference.
Franklin's housing index is 230 with median homes at $750,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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