City Comparison

Franklin vs Orlando

Cost of Living Comparison · 2026

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

Orlando

Florida
100
Average
$320,000
Median Home
$1,650/mo
Median Rent
$48,080
Median Income

The Verdict

39.0%

Orlando is 39.0% less expensive than Franklin overall. A household earning $75,000 in Franklin would need approximately $53,957 in Orlando to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
230
Franklin
104
Orlando
Groceries
100
Franklin
103
Orlando
Utilities
97
Franklin
97
Orlando
Transportation
90
Franklin
104
Orlando
Healthcare
91
Franklin
96
Orlando

Salary Equivalence

A $75,000 salary in Franklin has the same purchasing power as $53,957 in Orlando.

Conversely, $75,000 in Orlando equals $104,250 in Franklin.

Living in Franklin vs Orlando

Housing Costs

Franklin's housing index of 230 is higher Orlando's 104, translating to median home prices of $750,000 vs $320,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Franklin compared to $1,650/mo in Orlando, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 100 in Franklin and 103 in Orlando. A household spending the national average of $475/month on groceries would pay approximately $475/month in Franklin vs $489/month in Orlando. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Franklin and 97 in Orlando. Monthly utility bills average approximately $388 in Franklin vs $388 in Orlando. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Franklin and 96 in Orlando. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $118,200 in Franklin and $48,080 in Orlando. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,036 and $48,080 respectively. Franklin residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,758/month to housing in Franklin vs $1,122/month in Orlando. In Franklin, median rent of $1,850/mo fits within this budget. In Orlando, median rent of $1,650/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 126 index points — focus your budget analysis there.

Frequently Asked Questions

Orlando is 39.0% more affordable overall with an index of 100 vs 139.
A $75,000 salary in Franklin has equivalent purchasing power to approximately $53,957 in Orlando, based on the cost of living difference.
Franklin's housing index is 230 with median homes at $750,000, while Orlando's is 104 with median homes at $320,000.

Moving & Relocation Resources

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