City Comparison

Franklin vs Hampton

Cost of Living Comparison · 2026

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

The Verdict

58.0%

Living in Hampton costs 58.0% less than Franklin. To match the purchasing power of a $75,000 salary in Franklin, you would need $47,482 in Hampton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
230
Franklin
102
Hampton
Groceries
100
Franklin
94
Hampton
Utilities
97
Franklin
102
Hampton
Transportation
90
Franklin
93
Hampton
Healthcare
91
Franklin
106
Hampton

Salary Equivalence

A $75,000 salary in Franklin has the same purchasing power as $47,482 in Hampton.

Conversely, $75,000 in Hampton equals $118,466 in Franklin.

Living in Franklin vs Hampton

Housing Costs

Franklin's housing index of 230 is higher Hampton's 102, translating to median home prices of $750,000 vs $243,000. The $507,000 difference in home prices means roughly $32,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Franklin compared to $1,175/mo in Hampton, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 100 in Franklin and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $475/month in Franklin vs $447/month in Hampton. Hampton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Franklin and 102 in Hampton. Monthly utility bills average approximately $388 in Franklin vs $408 in Hampton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Franklin and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,200 in Franklin and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,036 and $67,500 respectively. Franklin residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,758/month to housing in Franklin vs $1,386/month in Hampton. In Franklin, median rent of $1,850/mo fits within this budget. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 128 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 58.0% more affordable overall with an index of 88 vs 139.
A $75,000 salary in Franklin has equivalent purchasing power to approximately $47,482 in Hampton, based on the cost of living difference.
Franklin's housing index is 230 with median homes at $750,000, while Hampton's is 102 with median homes at $243,000.

Moving & Relocation Resources

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