City Comparison

Fort Worth vs Warwick

Cost of Living Comparison · 2026

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

10.4%

Fort Worth is 10.4% less expensive than Warwick overall. A household earning $75,000 in Fort Worth would need approximately $83,684 in Warwick to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
87
Fort Worth
127
Warwick
Groceries
96
Fort Worth
102
Warwick
Utilities
99
Fort Worth
112
Warwick
Transportation
106
Fort Worth
105
Warwick
Healthcare
100
Fort Worth
103
Warwick

Salary Equivalence

A $75,000 salary in Fort Worth has the same purchasing power as $83,684 in Warwick.

Conversely, $75,000 in Warwick equals $67,217 in Fort Worth.

Living in Fort Worth vs Warwick

Housing Costs

Fort Worth's housing index of 87 is lower Warwick's 127, translating to median home prices of $270,000 vs $413,000. The $143,000 difference in home prices means roughly $9,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,425/mo in Warwick, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 96 in Fort Worth and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $485/month in Warwick. Fort Worth offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 112 in Warwick. Monthly utility bills average approximately $396 in Fort Worth vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Fort Worth and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,187 in Fort Worth and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $1,741/month in Warwick. In Fort Worth, median rent of $1,400/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 10.4% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Fort Worth has equivalent purchasing power to approximately $83,684 in Warwick, based on the cost of living difference.
Fort Worth's housing index is 87 with median homes at $270,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases