City Comparison

Fort Worth vs Springfield

Cost of Living Comparison · 2026

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

11.2%

Living in Fort Worth costs 11.2% less than Springfield. To match the purchasing power of a $75,000 salary in Fort Worth, you would need $84,474 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
87
Fort Worth
116
Springfield
Groceries
96
Fort Worth
101
Springfield
Utilities
99
Fort Worth
96
Springfield
Transportation
106
Fort Worth
107
Springfield
Healthcare
100
Fort Worth
102
Springfield

Salary Equivalence

A $75,000 salary in Fort Worth has the same purchasing power as $84,474 in Springfield.

Conversely, $75,000 in Springfield equals $66,589 in Fort Worth.

Living in Fort Worth vs Springfield

Housing Costs

Fort Worth's housing index of 87 is lower Springfield's 116, translating to median home prices of $270,000 vs $378,000. The $108,000 difference in home prices means roughly $7,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,150/mo in Springfield, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 96 in Fort Worth and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 96 in Springfield. Monthly utility bills average approximately $396 in Fort Worth vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Fort Worth and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,187 in Fort Worth and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $53,832 respectively. Fort Worth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $1,344/month in Springfield. In Fort Worth, median rent of $1,400/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 11.2% more affordable overall with an index of 95 vs 107.
A $75,000 salary in Fort Worth has equivalent purchasing power to approximately $84,474 in Springfield, based on the cost of living difference.
Fort Worth's housing index is 87 with median homes at $270,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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