Fort Worth vs Springfield
Cost of Living Comparison · 2026
Fort Worth
Springfield
The Verdict
Living in Springfield costs 21.8% less than Fort Worth. To match the purchasing power of a $75,000 salary in Fort Worth, you would need $61,579 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Worth has the same purchasing power as $61,579 in Springfield.
Conversely, $75,000 in Springfield equals $91,346 in Fort Worth.
Living in Fort Worth vs Springfield
Housing Costs
Fort Worth's housing index of 87 is higher Springfield's 52, translating to median home prices of $270,000 vs $162,000. The $108,000 difference in home prices means roughly $7,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $925/mo in Springfield, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 96 in Fort Worth and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 98 in Springfield. Monthly utility bills average approximately $396 in Fort Worth vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Fort Worth and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $62,187 in Fort Worth and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $1,528/month in Springfield. In Fort Worth, median rent of $1,400/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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