City Comparison

Fort Worth vs Round Rock

Cost of Living Comparison · 2026

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

5.9%

Living in Fort Worth costs 5.9% less than Round Rock. To match the purchasing power of a $75,000 salary in Fort Worth, you would need $79,737 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
87
Fort Worth
92
Round Rock
Groceries
96
Fort Worth
96
Round Rock
Utilities
99
Fort Worth
109
Round Rock
Transportation
106
Fort Worth
99
Round Rock
Healthcare
100
Fort Worth
96
Round Rock

Salary Equivalence

A $75,000 salary in Fort Worth has the same purchasing power as $79,737 in Round Rock.

Conversely, $75,000 in Round Rock equals $70,545 in Fort Worth.

Living in Fort Worth vs Round Rock

Housing Costs

Fort Worth's housing index of 87 is lower Round Rock's 92, translating to median home prices of $270,000 vs $413,000. The $143,000 difference in home prices means roughly $9,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,400/mo in Round Rock, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 96 in Fort Worth and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 109 in Round Rock. Monthly utility bills average approximately $396 in Fort Worth vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Fort Worth and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,187 in Fort Worth and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $2,345/month in Round Rock. In Fort Worth, median rent of $1,400/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 5.9% more affordable overall with an index of 95 vs 101.
A $75,000 salary in Fort Worth has equivalent purchasing power to approximately $79,737 in Round Rock, based on the cost of living difference.
Fort Worth's housing index is 87 with median homes at $270,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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