Side-by-side cost of living comparison for 2026
13% cheaper
Fort Worth is 13% more affordable than Plano. A $75,000 salary in Plano is equivalent to $65,367 in Fort Worth.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Texas salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Fort Worth has a housing index of 87 while Plano sits at 123 (national average = 100). The median home in Fort Worth costs $270,000 compared to $400,000 in Plano, a difference of $130,000. Monthly rent follows a similar pattern: $1,400 in Fort Worth versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Fort Worth scores 96 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Fort Worth (100) match Plano (100). Both are close to the national average.
Median household income in Fort Worth is $62,187 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Fort Worth.
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