City Comparison

Fort Worth vs Overland Park

Cost of Living Comparison · 2026

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

10.4%

Living in Fort Worth costs 10.4% less than Overland Park. To match the purchasing power of a $75,000 salary in Fort Worth, you would need $83,684 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
87
Fort Worth
109
Overland Park
Groceries
96
Fort Worth
96
Overland Park
Utilities
99
Fort Worth
98
Overland Park
Transportation
106
Fort Worth
95
Overland Park
Healthcare
100
Fort Worth
102
Overland Park

Salary Equivalence

A $75,000 salary in Fort Worth has the same purchasing power as $83,684 in Overland Park.

Conversely, $75,000 in Overland Park equals $67,217 in Fort Worth.

Living in Fort Worth vs Overland Park

Housing Costs

Fort Worth's housing index of 87 is lower Overland Park's 109, translating to median home prices of $270,000 vs $414,000. The $144,000 difference in home prices means roughly $9,360 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,450/mo in Overland Park, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Fort Worth and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 98 in Overland Park. Monthly utility bills average approximately $396 in Fort Worth vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Fort Worth and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,187 in Fort Worth and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $2,445/month in Overland Park. In Fort Worth, median rent of $1,400/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 10.4% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Fort Worth has equivalent purchasing power to approximately $83,684 in Overland Park, based on the cost of living difference.
Fort Worth's housing index is 87 with median homes at $270,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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