Fort Worth vs Ogden
Cost of Living Comparison · 2026
Fort Worth
Ogden
The Verdict
Living in Fort Worth costs 11.2% less than Ogden. To match the purchasing power of a $75,000 salary in Fort Worth, you would need $84,474 in Ogden.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Worth has the same purchasing power as $84,474 in Ogden.
Conversely, $75,000 in Ogden equals $66,589 in Fort Worth.
Living in Fort Worth vs Ogden
Housing Costs
Fort Worth's housing index of 87 is lower Ogden's 112, translating to median home prices of $270,000 vs $385,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,250/mo in Ogden, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 96 in Fort Worth and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 80 in Ogden. Monthly utility bills average approximately $396 in Fort Worth vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Fort Worth and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $62,187 in Fort Worth and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $1,636/month in Ogden. In Fort Worth, median rent of $1,400/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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