Fort Worth vs Nampa
Cost of Living Comparison · 2026
Fort Worth
Nampa
The Verdict
The cost gap between these cities is 9.5%, with Fort Worth being the more affordable option. A $75,000 income in Fort Worth has equivalent purchasing power to $82,895 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Worth has the same purchasing power as $82,895 in Nampa.
Conversely, $75,000 in Nampa equals $67,857 in Fort Worth.
Living in Fort Worth vs Nampa
Housing Costs
Fort Worth's housing index of 87 is lower Nampa's 104, translating to median home prices of $270,000 vs $371,000. The $101,000 difference in home prices means roughly $6,564 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,500/mo in Nampa, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 96 in Fort Worth and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $499/month in Nampa. Fort Worth offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 83 in Nampa. Monthly utility bills average approximately $396 in Fort Worth vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Fort Worth and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $62,187 in Fort Worth and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $1,734/month in Nampa. In Fort Worth, median rent of $1,400/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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