Side-by-side cost of living comparison for 2026
13% cheaper
Lubbock is 13% more affordable than Fort Worth. A $75,000 salary in Fort Worth is equivalent to $65,526 in Lubbock.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Texas salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Fort Worth has a housing index of 87 while Lubbock sits at 59 (national average = 100). The median home in Fort Worth costs $270,000 compared to $175,000 in Lubbock, a difference of $95,000. Monthly rent follows a similar pattern: $1,400 in Fort Worth versus $950 in Lubbock.
Groceries and everyday expenses show a narrower gap: Fort Worth scores 96 while Lubbock scores 93.
Healthcare costs in Fort Worth (100) are higher than Lubbock (90).
Median household income in Fort Worth is $62,187 compared to $49,834 in Lubbock. When adjusted for cost of living, income goes further in Lubbock.
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