Fort Worth vs Hillsboro
Cost of Living Comparison · 2026
Fort Worth
Hillsboro
The Verdict
Living in Fort Worth costs 25.8% less than Hillsboro. To match the purchasing power of a $75,000 salary in Fort Worth, you would need $101,053 in Hillsboro.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Worth has the same purchasing power as $101,053 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $55,664 in Fort Worth.
Living in Fort Worth vs Hillsboro
Housing Costs
Fort Worth's housing index of 87 is lower Hillsboro's 175, translating to median home prices of $270,000 vs $533,000. The $263,000 difference in home prices means roughly $17,100 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,725/mo in Hillsboro, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 96 in Fort Worth and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $513/month in Hillsboro. Fort Worth offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 96 in Hillsboro. Monthly utility bills average approximately $396 in Fort Worth vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Fort Worth and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $62,187 in Fort Worth and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $83,359 respectively. Hillsboro residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $2,490/month in Hillsboro. In Fort Worth, median rent of $1,400/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 88 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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