City Comparison

Fort Worth vs Great Falls

Cost of Living Comparison · 2026

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

8.0%

Great Falls is 8.0% less expensive than Fort Worth overall. A household earning $75,000 in Fort Worth would need approximately $69,474 in Great Falls to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
87
Fort Worth
82
Great Falls
Groceries
96
Fort Worth
99
Great Falls
Utilities
99
Fort Worth
90
Great Falls
Transportation
106
Fort Worth
95
Great Falls
Healthcare
100
Fort Worth
92
Great Falls

Salary Equivalence

A $75,000 salary in Fort Worth has the same purchasing power as $69,474 in Great Falls.

Conversely, $75,000 in Great Falls equals $80,966 in Fort Worth.

Living in Fort Worth vs Great Falls

Housing Costs

Fort Worth's housing index of 87 is higher Great Falls's 82, translating to median home prices of $270,000 vs $325,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Fort Worth compared to $1,050/mo in Great Falls, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Fort Worth and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $456/month in Fort Worth vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Fort Worth and 90 in Great Falls. Monthly utility bills average approximately $396 in Fort Worth vs $360 in Great Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Fort Worth and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,187 in Fort Worth and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,460 and $63,409 respectively. Fort Worth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,451/month to housing in Fort Worth vs $1,302/month in Great Falls. In Fort Worth, median rent of $1,400/mo fits within this budget. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 8.0% more affordable overall with an index of 88 vs 95.
A $75,000 salary in Fort Worth has equivalent purchasing power to approximately $69,474 in Great Falls, based on the cost of living difference.
Fort Worth's housing index is 87 with median homes at $270,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

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