City Comparison

Fort Wayne vs Winston-Salem

Cost of Living Comparison · 2026

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

2.4%

Living in Fort Wayne costs 2.4% less than Winston-Salem. To match the purchasing power of a $75,000 salary in Fort Wayne, you would need $76,829 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Fort Wayne
63
Winston-Salem
Groceries
99
Fort Wayne
97
Winston-Salem
Utilities
93
Fort Wayne
99
Winston-Salem
Transportation
101
Fort Wayne
94
Winston-Salem
Healthcare
96
Fort Wayne
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Fort Wayne has the same purchasing power as $76,829 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $73,214 in Fort Wayne.

Living in Fort Wayne vs Winston-Salem

Housing Costs

Fort Wayne's housing index of 57 is lower Winston-Salem's 63, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,050/mo in Winston-Salem, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Fort Wayne and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 99 in Winston-Salem. Monthly utility bills average approximately $372 in Fort Wayne vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Fort Wayne and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $54,600 in Fort Wayne and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $62,619 respectively. Fort Wayne residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,227/month in Winston-Salem. In Fort Wayne, median rent of $950/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 7 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 2.4% more affordable overall with an index of 82 vs 84.
A $75,000 salary in Fort Wayne has equivalent purchasing power to approximately $76,829 in Winston-Salem, based on the cost of living difference.
Fort Wayne's housing index is 57 with median homes at $195,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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