Fort Wayne vs St. Louis
Cost of Living Comparison · 2026
Fort Wayne
St. Louis
The Verdict
Living in Fort Wayne costs 8.9% less than St. Louis. To match the purchasing power of a $75,000 salary in Fort Wayne, you would need $82,317 in St. Louis.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Wayne has the same purchasing power as $82,317 in St. Louis.
Conversely, $75,000 in St. Louis equals $68,333 in Fort Wayne.
Living in Fort Wayne vs St. Louis
Housing Costs
Fort Wayne's housing index of 57 is lower St. Louis's 72, translating to median home prices of $195,000 vs $175,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,000/mo in St. Louis, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 99 in Fort Wayne and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 95 in St. Louis. Monthly utility bills average approximately $372 in Fort Wayne vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Fort Wayne and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $54,600 in Fort Wayne and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $50,869 respectively. Fort Wayne residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,068/month in St. Louis. In Fort Wayne, median rent of $950/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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