Fort Wayne vs Sioux City
Cost of Living Comparison · 2026
Fort Wayne
Sioux City
The Verdict
The cost gap between these cities is 4.7%, with Fort Wayne being the more affordable option. A $75,000 income in Fort Wayne has equivalent purchasing power to $78,659 in Sioux City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Wayne has the same purchasing power as $78,659 in Sioux City.
Conversely, $75,000 in Sioux City equals $71,512 in Fort Wayne.
Living in Fort Wayne vs Sioux City
Housing Costs
Fort Wayne's housing index of 57 is lower Sioux City's 74, translating to median home prices of $195,000 vs $182,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $875/mo in Sioux City, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 99 in Fort Wayne and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 89 in Sioux City. Monthly utility bills average approximately $372 in Fort Wayne vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Fort Wayne and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $54,600 in Fort Wayne and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,528/month in Sioux City. In Fort Wayne, median rent of $950/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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