City Comparison

Fort Wayne vs Port St Lucie

Cost of Living Comparison · 2026

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

17.2%

Fort Wayne is 17.2% less expensive than Port St Lucie overall. A household earning $75,000 in Fort Wayne would need approximately $90,549 in Port St Lucie to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Fort Wayne
103
Port St Lucie
Groceries
99
Fort Wayne
102
Port St Lucie
Utilities
93
Fort Wayne
93
Port St Lucie
Transportation
101
Fort Wayne
102
Port St Lucie
Healthcare
96
Fort Wayne
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Fort Wayne has the same purchasing power as $90,549 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $62,121 in Fort Wayne.

Living in Fort Wayne vs Port St Lucie

Housing Costs

Fort Wayne's housing index of 57 is lower Port St Lucie's 103, translating to median home prices of $195,000 vs $384,000. The $189,000 difference in home prices means roughly $12,288 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,800/mo in Port St Lucie, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 99 in Fort Wayne and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 93 in Port St Lucie. Monthly utility bills average approximately $372 in Fort Wayne vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Fort Wayne and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $54,600 in Fort Wayne and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,892/month in Port St Lucie. In Fort Wayne, median rent of $950/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 17.2% more affordable overall with an index of 82 vs 99.
A $75,000 salary in Fort Wayne has equivalent purchasing power to approximately $90,549 in Port St Lucie, based on the cost of living difference.
Fort Wayne's housing index is 57 with median homes at $195,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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