City Comparison

Fort Wayne vs North Charleston

Cost of Living Comparison · 2026

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

19.6%

Living in Fort Wayne costs 19.6% less than North Charleston. To match the purchasing power of a $75,000 salary in Fort Wayne, you would need $93,293 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Fort Wayne
102
North Charleston
Groceries
99
Fort Wayne
101
North Charleston
Utilities
93
Fort Wayne
120
North Charleston
Transportation
101
Fort Wayne
91
North Charleston
Healthcare
96
Fort Wayne
86
North Charleston

Salary Equivalence

A $75,000 salary in Fort Wayne has the same purchasing power as $93,293 in North Charleston.

Conversely, $75,000 in North Charleston equals $60,294 in Fort Wayne.

Living in Fort Wayne vs North Charleston

Housing Costs

Fort Wayne's housing index of 57 is lower North Charleston's 102, translating to median home prices of $195,000 vs $347,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,525/mo in North Charleston, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 99 in Fort Wayne and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 120 in North Charleston. Monthly utility bills average approximately $372 in Fort Wayne vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Fort Wayne and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $54,600 in Fort Wayne and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $60,196 respectively. Fort Wayne residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,433/month in North Charleston. In Fort Wayne, median rent of $950/mo fits within this budget. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 19.6% more affordable overall with an index of 82 vs 102.
A $75,000 salary in Fort Wayne has equivalent purchasing power to approximately $93,293 in North Charleston, based on the cost of living difference.
Fort Wayne's housing index is 57 with median homes at $195,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases