City Comparison

Fort Wayne vs Manchester

Cost of Living Comparison · 2026

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

The Verdict

30.5%

Living in Fort Wayne costs 30.5% less than Manchester. To match the purchasing power of a $75,000 salary in Fort Wayne, you would need $107,927 in Manchester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Fort Wayne
140
Manchester
Groceries
99
Fort Wayne
105
Manchester
Utilities
93
Fort Wayne
114
Manchester
Transportation
101
Fort Wayne
100
Manchester
Healthcare
96
Fort Wayne
112
Manchester

Salary Equivalence

A $75,000 salary in Fort Wayne has the same purchasing power as $107,927 in Manchester.

Conversely, $75,000 in Manchester equals $52,119 in Fort Wayne.

Living in Fort Wayne vs Manchester

Housing Costs

Fort Wayne's housing index of 57 is lower Manchester's 140, translating to median home prices of $195,000 vs $350,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,600/mo in Manchester, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 99 in Fort Wayne and 105 in Manchester. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $499/month in Manchester. Fort Wayne offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 114 in Manchester. Monthly utility bills average approximately $372 in Fort Wayne vs $456 in Manchester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Fort Wayne and 112 in Manchester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $54,600 in Fort Wayne and $65,018 in Manchester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $55,100 respectively. Fort Wayne residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,517/month in Manchester. In Fort Wayne, median rent of $950/mo fits within this budget. In Manchester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 83 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 30.5% more affordable overall with an index of 82 vs 118.
A $75,000 salary in Fort Wayne has equivalent purchasing power to approximately $107,927 in Manchester, based on the cost of living difference.
Fort Wayne's housing index is 57 with median homes at $195,000, while Manchester's is 140 with median homes at $350,000.

Moving & Relocation Resources

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