Fort Wayne vs Knoxville
Cost of Living Comparison · 2026
Fort Wayne
Knoxville
The Verdict
Fort Wayne is 6.8% less expensive than Knoxville overall. A household earning $75,000 in Fort Wayne would need approximately $80,488 in Knoxville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Wayne has the same purchasing power as $80,488 in Knoxville.
Conversely, $75,000 in Knoxville equals $69,886 in Fort Wayne.
Living in Fort Wayne vs Knoxville
Housing Costs
Fort Wayne's housing index of 57 is lower Knoxville's 73, translating to median home prices of $195,000 vs $240,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,100/mo in Knoxville, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 99 in Fort Wayne and 94 in Knoxville. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $447/month in Knoxville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 90 in Knoxville. Monthly utility bills average approximately $372 in Fort Wayne vs $360 in Knoxville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Fort Wayne and 93 in Knoxville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $54,600 in Fort Wayne and $42,898 in Knoxville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $48,748 respectively. Fort Wayne residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,001/month in Knoxville. In Fort Wayne, median rent of $950/mo fits within this budget. In Knoxville, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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