City Comparison

Fort Wayne vs Gulfport

Cost of Living Comparison · 2026

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

The Verdict

1.2%

The cost gap between these cities is 1.2%, with Fort Wayne being the more affordable option. A $75,000 income in Fort Wayne has equivalent purchasing power to $75,915 in Gulfport.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Fort Wayne
55
Gulfport
Groceries
99
Fort Wayne
95
Gulfport
Utilities
93
Fort Wayne
99
Gulfport
Transportation
101
Fort Wayne
105
Gulfport
Healthcare
96
Fort Wayne
98
Gulfport

Salary Equivalence

A $75,000 salary in Fort Wayne has the same purchasing power as $75,915 in Gulfport.

Conversely, $75,000 in Gulfport equals $74,096 in Fort Wayne.

Living in Fort Wayne vs Gulfport

Housing Costs

Fort Wayne's housing index of 57 is higher Gulfport's 55, translating to median home prices of $195,000 vs $185,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Fort Wayne compared to $1,000/mo in Gulfport, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Fort Wayne and 95 in Gulfport. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fort Wayne vs $451/month in Gulfport. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Fort Wayne and 99 in Gulfport. Monthly utility bills average approximately $372 in Fort Wayne vs $396 in Gulfport. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Fort Wayne and 98 in Gulfport. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $54,600 in Fort Wayne and $48,000 in Gulfport. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,585 and $57,831 respectively. Fort Wayne residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,274/month to housing in Fort Wayne vs $1,120/month in Gulfport. In Fort Wayne, median rent of $950/mo fits within this budget. In Gulfport, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 1.2% more affordable overall with an index of 82 vs 83.
A $75,000 salary in Fort Wayne has equivalent purchasing power to approximately $75,915 in Gulfport, based on the cost of living difference.
Fort Wayne's housing index is 57 with median homes at $195,000, while Gulfport's is 55 with median homes at $185,000.

Moving & Relocation Resources

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