Fort Smith vs Warwick

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $103,247 in Warwick.

Conversely, $75,000 in Warwick equals $54,481 in Fort Smith.

Living in Fort Smith vs Warwick

Housing Costs

Fort Smith's housing index of 49 is lower Warwick's 127, translating to median home prices of $155,000 vs $413,000. The $258,000 difference in home prices means roughly $16,776 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,425/mo in Warwick, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $485/month in Warwick. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 112 in Warwick. Monthly utility bills average approximately $380 in Fort Smith vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Fort Smith and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,741/month in Warwick. In Fort Smith, median rent of $775/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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