City Comparison

Fort Smith vs Tacoma

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

The Verdict

34.2%

Living in Fort Smith costs 34.2% less than Tacoma. To match the purchasing power of a $75,000 salary in Fort Smith, you would need $113,961 in Tacoma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
140
Tacoma
Groceries
92
Fort Smith
105
Tacoma
Utilities
95
Fort Smith
108
Tacoma
Transportation
90
Fort Smith
108
Tacoma
Healthcare
88
Fort Smith
106
Tacoma

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $113,961 in Tacoma.

Conversely, $75,000 in Tacoma equals $49,359 in Fort Smith.

Living in Fort Smith vs Tacoma

Housing Costs

Fort Smith's housing index of 49 is lower Tacoma's 140, translating to median home prices of $155,000 vs $400,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,600/mo in Tacoma, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $499/month in Tacoma. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 108 in Tacoma. Monthly utility bills average approximately $380 in Fort Smith vs $432 in Tacoma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Fort Smith and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $50,405 respectively. Fort Smith residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,376/month in Tacoma. In Fort Smith, median rent of $775/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 91 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 34.2% more affordable overall with an index of 77 vs 117.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $113,961 in Tacoma, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Tacoma's is 140 with median homes at $400,000.

Moving & Relocation Resources

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