City Comparison

Fort Smith vs Syracuse

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Syracuse

New York
92
Below Average
$140,000
Median Home
$950/mo
Median Rent
$36,708
Median Income

The Verdict

16.3%

Fort Smith is 16.3% less expensive than Syracuse overall. A household earning $75,000 in Fort Smith would need approximately $89,610 in Syracuse to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
69
Syracuse
Groceries
92
Fort Smith
101
Syracuse
Utilities
95
Fort Smith
105
Syracuse
Transportation
90
Fort Smith
101
Syracuse
Healthcare
88
Fort Smith
100
Syracuse

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $89,610 in Syracuse.

Conversely, $75,000 in Syracuse equals $62,772 in Fort Smith.

Living in Fort Smith vs Syracuse

Housing Costs

Fort Smith's housing index of 49 is lower Syracuse's 69, translating to median home prices of $155,000 vs $140,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $950/mo in Syracuse, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 101 in Syracuse. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $480/month in Syracuse. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 105 in Syracuse. Monthly utility bills average approximately $380 in Fort Smith vs $420 in Syracuse. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 100 in Syracuse. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $36,708 in Syracuse. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $39,900 respectively. Fort Smith residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $857/month in Syracuse. In Fort Smith, median rent of $775/mo fits within this budget. In Syracuse, median rent of $950/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 16.3% more affordable overall with an index of 77 vs 92.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $89,610 in Syracuse, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Syracuse's is 69 with median homes at $140,000.

Moving & Relocation Resources

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