City Comparison

Fort Smith vs St George

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

30.0%

The cost gap between these cities is 30.0%, with Fort Smith being the more affordable option. A $75,000 income in Fort Smith has equivalent purchasing power to $107,143 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
144
St George
Groceries
92
Fort Smith
100
St George
Utilities
95
Fort Smith
87
St George
Transportation
90
Fort Smith
104
St George
Healthcare
88
Fort Smith
96
St George

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $107,143 in St George.

Conversely, $75,000 in St George equals $52,500 in Fort Smith.

Living in Fort Smith vs St George

Housing Costs

Fort Smith's housing index of 49 is lower St George's 144, translating to median home prices of $155,000 vs $550,000. The $395,000 difference in home prices means roughly $25,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,525/mo in St George, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $475/month in St George. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 87 in St George. Monthly utility bills average approximately $380 in Fort Smith vs $348 in St George. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $65,818 respectively. St George residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,689/month in St George. In Fort Smith, median rent of $775/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 30.0% more affordable overall with an index of 77 vs 110.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $107,143 in St George, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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