City Comparison

Fort Smith vs Salt Lake City

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Salt Lake City

Utah
107
Above Average
$440,000
Median Home
$1,500/mo
Median Rent
$60,590
Median Income

The Verdict

28.0%

The cost gap between these cities is 28.0%, with Fort Smith being the more affordable option. A $75,000 income in Fort Smith has equivalent purchasing power to $104,221 in Salt Lake City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
120
Salt Lake City
Groceries
92
Fort Smith
99
Salt Lake City
Utilities
95
Fort Smith
88
Salt Lake City
Transportation
90
Fort Smith
102
Salt Lake City
Healthcare
88
Fort Smith
97
Salt Lake City

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $104,221 in Salt Lake City.

Conversely, $75,000 in Salt Lake City equals $53,972 in Fort Smith.

Living in Fort Smith vs Salt Lake City

Housing Costs

Fort Smith's housing index of 49 is lower Salt Lake City's 120, translating to median home prices of $155,000 vs $440,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,500/mo in Salt Lake City, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 99 in Salt Lake City. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $470/month in Salt Lake City. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 88 in Salt Lake City. Monthly utility bills average approximately $380 in Fort Smith vs $352 in Salt Lake City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 97 in Salt Lake City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $60,590 in Salt Lake City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $56,626 respectively. Fort Smith residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,414/month in Salt Lake City. In Fort Smith, median rent of $775/mo fits within this budget. In Salt Lake City, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 71 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 28.0% more affordable overall with an index of 77 vs 107.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $104,221 in Salt Lake City, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Salt Lake City's is 120 with median homes at $440,000.

Moving & Relocation Resources

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