Fort Smith vs Raleigh
Cost of Living Comparison · 2026
Fort Smith
Raleigh
The Verdict
Fort Smith is 24.5% less expensive than Raleigh overall. A household earning $75,000 in Fort Smith would need approximately $99,351 in Raleigh to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Smith has the same purchasing power as $99,351 in Raleigh.
Conversely, $75,000 in Raleigh equals $56,618 in Fort Smith.
Living in Fort Smith vs Raleigh
Housing Costs
Fort Smith's housing index of 49 is lower Raleigh's 107, translating to median home prices of $155,000 vs $370,000. The $215,000 difference in home prices means roughly $13,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,500/mo in Raleigh, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 92 in Fort Smith and 100 in Raleigh. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $475/month in Raleigh. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 94 in Raleigh. Monthly utility bills average approximately $380 in Fort Smith vs $376 in Raleigh. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 88 in Fort Smith and 108 in Raleigh. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $45,200 in Fort Smith and $67,266 in Raleigh. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $65,947 respectively. Raleigh residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,570/month in Raleigh. In Fort Smith, median rent of $775/mo fits within this budget. In Raleigh, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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