City Comparison

Fort Smith vs Provo

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Provo

Utah
104
Average
$380,000
Median Home
$1,300/mo
Median Rent
$51,048
Median Income

The Verdict

26.0%

Living in Fort Smith costs 26.0% less than Provo. To match the purchasing power of a $75,000 salary in Fort Smith, you would need $101,299 in Provo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
112
Provo
Groceries
92
Fort Smith
98
Provo
Utilities
95
Fort Smith
87
Provo
Transportation
90
Fort Smith
101
Provo
Healthcare
88
Fort Smith
97
Provo

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $101,299 in Provo.

Conversely, $75,000 in Provo equals $55,529 in Fort Smith.

Living in Fort Smith vs Provo

Housing Costs

Fort Smith's housing index of 49 is lower Provo's 112, translating to median home prices of $155,000 vs $380,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,300/mo in Provo, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 98 in Provo. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $466/month in Provo. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 87 in Provo. Monthly utility bills average approximately $380 in Fort Smith vs $348 in Provo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 97 in Provo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $51,048 in Provo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $49,085 respectively. Fort Smith residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,191/month in Provo. In Fort Smith, median rent of $775/mo fits within this budget. In Provo, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 26.0% more affordable overall with an index of 77 vs 104.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $101,299 in Provo, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Provo's is 112 with median homes at $380,000.

Moving & Relocation Resources

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