City Comparison

Fort Smith vs Port St Lucie

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

22.2%

The cost gap between these cities is 22.2%, with Fort Smith being the more affordable option. A $75,000 income in Fort Smith has equivalent purchasing power to $96,429 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
103
Port St Lucie
Groceries
92
Fort Smith
102
Port St Lucie
Utilities
95
Fort Smith
93
Port St Lucie
Transportation
90
Fort Smith
102
Port St Lucie
Healthcare
88
Fort Smith
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $96,429 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $58,333 in Fort Smith.

Living in Fort Smith vs Port St Lucie

Housing Costs

Fort Smith's housing index of 49 is lower Port St Lucie's 103, translating to median home prices of $155,000 vs $384,000. The $229,000 difference in home prices means roughly $14,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,800/mo in Port St Lucie, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $485/month in Port St Lucie. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 93 in Port St Lucie. Monthly utility bills average approximately $380 in Fort Smith vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,892/month in Port St Lucie. In Fort Smith, median rent of $775/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 22.2% more affordable overall with an index of 77 vs 99.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $96,429 in Port St Lucie, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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