Fort Smith vs Ogden
Cost of Living Comparison · 2026
Fort Smith
Ogden
The Verdict
Fort Smith is 28.0% less expensive than Ogden overall. A household earning $75,000 in Fort Smith would need approximately $104,221 in Ogden to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Smith has the same purchasing power as $104,221 in Ogden.
Conversely, $75,000 in Ogden equals $53,972 in Fort Smith.
Living in Fort Smith vs Ogden
Housing Costs
Fort Smith's housing index of 49 is lower Ogden's 112, translating to median home prices of $155,000 vs $385,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,250/mo in Ogden, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 92 in Fort Smith and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 80 in Ogden. Monthly utility bills average approximately $380 in Fort Smith vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 88 in Fort Smith and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $45,200 in Fort Smith and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,636/month in Ogden. In Fort Smith, median rent of $775/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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