City Comparison

Fort Smith vs Murfreesboro

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

The Verdict

17.2%

Living in Fort Smith costs 17.2% less than Murfreesboro. To match the purchasing power of a $75,000 salary in Fort Smith, you would need $90,584 in Murfreesboro.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
85
Murfreesboro
Groceries
92
Fort Smith
95
Murfreesboro
Utilities
95
Fort Smith
89
Murfreesboro
Transportation
90
Fort Smith
97
Murfreesboro
Healthcare
88
Fort Smith
96
Murfreesboro

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $90,584 in Murfreesboro.

Conversely, $75,000 in Murfreesboro equals $62,097 in Fort Smith.

Living in Fort Smith vs Murfreesboro

Housing Costs

Fort Smith's housing index of 49 is lower Murfreesboro's 85, translating to median home prices of $155,000 vs $325,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,350/mo in Murfreesboro, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 95 in Murfreesboro. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $451/month in Murfreesboro. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 89 in Murfreesboro. Monthly utility bills average approximately $380 in Fort Smith vs $356 in Murfreesboro. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 96 in Murfreesboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $55,200 in Murfreesboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $59,355 respectively. Murfreesboro residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,288/month in Murfreesboro. In Fort Smith, median rent of $775/mo fits within this budget. In Murfreesboro, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 17.2% more affordable overall with an index of 77 vs 93.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $90,584 in Murfreesboro, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Murfreesboro's is 85 with median homes at $325,000.

Moving & Relocation Resources

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