⚖️ City Comparison

Fort Smith vs Mesa

Cost of Living Comparison · 2026 Data

Fort Smith

Arkansas
73
Very Affordable
$276,000
Median Home
$1,110/mo
Median Rent
$41,700
Median Income

Mesa

Arizona
99
Average
$350,000
Median Home
$1,350/mo
Median Rent
$60,234
Median Income

💡 The Verdict

26% Cheaper

Fort Smith is 26% cheaper than Mesa overall. A $75,000 salary in Fort Smith is equivalent to $101,712 in Mesa.

Category-by-Category Breakdown

Index values for Fort Smith (left) vs Mesa (right). National average = 100.

Housing
92
Housing
98
Groceries
75
Groceries
99
Utilities
77
Utilities
96
Transportation
80
Transportation
103
Healthcare
80
Healthcare
95

Detailed Price Comparison

Estimated item-level prices in Fort Smith versus Mesa. Differences shown from Fort Smith perspective.

ItemFort SmithMesaDifference
1-Bed Rent$760/mo$960/mo$-200.00
2-Bed Rent$1,110/mo$1,350/mo$-240.00
3-Bed Rent$1,460/mo$1,740/mo$-280.00
Bread (loaf)$1.86$2.62$-0.76
Milk (gallon)$2.57$4.11$-1.54
Eggs (dozen)$2.47$2.89$-0.42
Coffee (latte)$4.29$5.46$-1.17
Gas (gallon)$3.05$3.47$-0.42
Restaurant Meal$13.75$15.49$-1.74

💰 Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $101,712 in Mesa.

Conversely, $75,000 in Mesa equals $55,303 in Fort Smith.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$54,337
Fort Smith (Arkansas)
$55,762
Mesa (Arizona)

The $1425 difference is driven by Arkansas having a higher state income tax rate. Arkansas details → · Arizona details →

⚙️ Customize Your Comparison

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Your Weighted Score
73 vs 99

Reading These Numbers: Fort Smith (73) vs Mesa (99)

Fort Smith at 73 is 27% below the US average, while Mesa at 99 is 1% below average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Fort Smith, the composite index of 73 reflects a weighted calculation where housing carries the most influence at 92, followed by groceries (75), utilities (77), transportation (80), and healthcare (80). Housing is the primary cost driver here.

For renters: With median rents of $1,110/mo in Fort Smith and $1,350/mo in Mesa, the annual rent difference is approximately $2,880.0. Over a 5-year period, that compounds to $14,400.0 in savings by choosing the more affordable city.

For homebuyers: The $74,000.0 difference in median home prices between Fort Smith and Mesa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Fort Smith vs Mesa

Choosing between Fort Smith and Mesa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

The cost gap between Fort Smith and Mesa reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.