City Comparison

Fort Smith vs Kalamazoo

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Kalamazoo

Michigan
88
Below Average
$191,000
Median Home
$925/mo
Median Rent
$51,000
Median Income

The Verdict

12.5%

The cost gap between these cities is 12.5%, with Fort Smith being the more affordable option. A $75,000 income in Fort Smith has equivalent purchasing power to $85,714 in Kalamazoo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
60
Kalamazoo
Groceries
92
Fort Smith
97
Kalamazoo
Utilities
95
Fort Smith
96
Kalamazoo
Transportation
90
Fort Smith
101
Kalamazoo
Healthcare
88
Fort Smith
96
Kalamazoo

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $85,714 in Kalamazoo.

Conversely, $75,000 in Kalamazoo equals $65,625 in Fort Smith.

Living in Fort Smith vs Kalamazoo

Housing Costs

Fort Smith's housing index of 49 is lower Kalamazoo's 60, translating to median home prices of $155,000 vs $191,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $925/mo in Kalamazoo, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 97 in Kalamazoo. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $461/month in Kalamazoo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 96 in Kalamazoo. Monthly utility bills average approximately $380 in Fort Smith vs $384 in Kalamazoo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 96 in Kalamazoo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $51,000 in Kalamazoo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $57,955 respectively. Fort Smith residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,190/month in Kalamazoo. In Fort Smith, median rent of $775/mo fits within this budget. In Kalamazoo, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 12.5% more affordable overall with an index of 77 vs 88.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $85,714 in Kalamazoo, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Kalamazoo's is 60 with median homes at $191,000.

Moving & Relocation Resources

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