Fort Smith vs Greeley
Cost of Living Comparison · 2026
Fort Smith
Greeley
The Verdict
The cost gap between these cities is 31.9%, with Fort Smith being the more affordable option. A $75,000 income in Fort Smith has equivalent purchasing power to $110,065 in Greeley.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Smith has the same purchasing power as $110,065 in Greeley.
Conversely, $75,000 in Greeley equals $51,106 in Fort Smith.
Living in Fort Smith vs Greeley
Housing Costs
Fort Smith's housing index of 49 is lower Greeley's 136, translating to median home prices of $155,000 vs $420,000. The $265,000 difference in home prices means roughly $17,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,275/mo in Greeley, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 92 in Fort Smith and 95 in Greeley. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $451/month in Greeley. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 89 in Greeley. Monthly utility bills average approximately $380 in Fort Smith vs $356 in Greeley. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 88 in Fort Smith and 97 in Greeley. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $45,200 in Fort Smith and $72,500 in Greeley. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $64,159 respectively. Greeley residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,692/month in Greeley. In Fort Smith, median rent of $775/mo fits within this budget. In Greeley, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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