City Comparison

Fort Smith vs Grand Rapids

Cost of Living Comparison · 2026

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

Grand Rapids

Michigan
91
Below Average
$240,000
Median Home
$1,200/mo
Median Rent
$49,982
Median Income

The Verdict

15.4%

The cost gap between these cities is 15.4%, with Fort Smith being the more affordable option. A $75,000 income in Fort Smith has equivalent purchasing power to $88,636 in Grand Rapids.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Fort Smith
78
Grand Rapids
Groceries
92
Fort Smith
96
Grand Rapids
Utilities
95
Fort Smith
99
Grand Rapids
Transportation
90
Fort Smith
101
Grand Rapids
Healthcare
88
Fort Smith
98
Grand Rapids

Salary Equivalence

A $75,000 salary in Fort Smith has the same purchasing power as $88,636 in Grand Rapids.

Conversely, $75,000 in Grand Rapids equals $63,462 in Fort Smith.

Living in Fort Smith vs Grand Rapids

Housing Costs

Fort Smith's housing index of 49 is lower Grand Rapids's 78, translating to median home prices of $155,000 vs $240,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Fort Smith compared to $1,200/mo in Grand Rapids, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 92 in Fort Smith and 96 in Grand Rapids. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fort Smith vs $456/month in Grand Rapids. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Fort Smith and 99 in Grand Rapids. Monthly utility bills average approximately $380 in Fort Smith vs $396 in Grand Rapids. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Fort Smith and 98 in Grand Rapids. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,200 in Fort Smith and $49,982 in Grand Rapids. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,701 and $54,925 respectively. Fort Smith residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Fort Smith vs $1,166/month in Grand Rapids. In Fort Smith, median rent of $775/mo fits within this budget. In Grand Rapids, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 15.4% more affordable overall with an index of 77 vs 91.
A $75,000 salary in Fort Smith has equivalent purchasing power to approximately $88,636 in Grand Rapids, based on the cost of living difference.
Fort Smith's housing index is 49 with median homes at $155,000, while Grand Rapids's is 78 with median homes at $240,000.

Moving & Relocation Resources

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