City Comparison

Fort Myers vs Wilmington

Cost of Living Comparison · 2026

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

1.0%

Living in Wilmington costs 1.0% less than Fort Myers. To match the purchasing power of a $75,000 salary in Fort Myers, you would need $74,279 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Fort Myers
108
Wilmington
Groceries
104
Fort Myers
101
Wilmington
Utilities
101
Fort Myers
94
Wilmington
Transportation
103
Fort Myers
99
Wilmington
Healthcare
108
Fort Myers
106
Wilmington

Salary Equivalence

A $75,000 salary in Fort Myers has the same purchasing power as $74,279 in Wilmington.

Conversely, $75,000 in Wilmington equals $75,728 in Fort Myers.

Living in Fort Myers vs Wilmington

Housing Costs

Fort Myers's housing index of 112 is higher Wilmington's 108, translating to median home prices of $340,000 vs $320,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Fort Myers compared to $1,400/mo in Wilmington, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 104 in Fort Myers and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $494/month in Fort Myers vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Fort Myers and 94 in Wilmington. Monthly utility bills average approximately $404 in Fort Myers vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 108 in Fort Myers and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,200 in Fort Myers and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,192 and $47,021 respectively. Fort Myers residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,218/month to housing in Fort Myers vs $1,130/month in Wilmington. In Fort Myers, median rent of $1,575/mo exceeds this threshold, suggesting renters may feel stretched. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 7 index points — focus your budget analysis there.

Frequently Asked Questions

Wilmington is 1.0% more affordable overall with an index of 103 vs 104.
A $75,000 salary in Fort Myers has equivalent purchasing power to approximately $74,279 in Wilmington, based on the cost of living difference.
Fort Myers's housing index is 112 with median homes at $340,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

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